Debt

I've been thinking a lot about debt. I took out a loan for my car. I took out a loan for my last year of college. And now, those choices have come back to haunt me and make my husband miserable. Eldon hates being in debt. It is one of the hardest things of my whole life to know that if I'd just been more frugal, if I'd made different choices, it would be one less thing on his plate to worry over and stress about.

I'm going to teach my children the importance of saving money, of going without luxuries, and being wise stewards over their finances. Debt is not a sin, but if it's avoidable it should be avoided. I think people can be too extreme about this topic, but it is imperative to be responsible. It's to do with character, and priorities, and self-perception. And my kids are going to be taught much better than I was taught about it.